About TLDR Money

The company

Sonal Systems Private Limited, incorporated in Gujarat, India, CIN U62099GJ2026PTC179785. Registered office: A-3, Mehsana Nagar, Nizampura, Vadodara 390002, India. Founded and run by Nirmal Amin.

That is a real company number you can look up in the Indian Ministry of Corporate Affairs register, and hello@tldrmoney.in is a monitored mailbox rather than a form that goes nowhere. We are a small operation, and we would rather say so than imply otherwise.

Why there are two apps

TLDR Money exists as two products because the markets genuinely differ, not as a marketing exercise.

The Indian app, at tldrmoney.in, is live on both app stores today. It offers optional automatic tracking by reading transaction alerts in Gmail, with explicit consent, because in India almost every bank and card sends a structured email for every transaction and that makes the feature genuinely useful. It prices in rupees, and it carries calculators for Indian instruments — EMI, SIP, PPF, EPF — that have no equivalent elsewhere.

The international app, which this site describes, does not read email and never will. It is manual, voice and receipt entry, plus net worth and a FIRE projection. It prices in dollars, pounds or euros.

Same company, same design, same principles, deliberately different products. Keeping them separate is the honest option: shipping a Gmail feature into markets where the underlying emails do not exist would be a feature in the listing and a disappointment in the app.

What we will not do

One revenue line, which is the subscription. No advertising, no referral commissions, no affiliate fees on products recommended to you, and no selling or sharing of your financial data. A personal finance app that earns from steering you toward a credit card is not working for you, however good the interface is.

The test we apply to every feature: does this help you see where you stand, honestly, without selling you something? Features that fail it do not ship, which is most of the reason this app has fewer of them than its competitors.