Questions
Frequently asked questions
If something here is unclear or missing, write to us and it will get added.
Still to be decided
Two things are genuinely open, and this page will change when they close: whether there is a limited free tier alongside the subscription, and whether recurring transactions and budget rollover make the first release. We would rather list them than let a confident-sounding page imply they are settled.
Common questions
How much does it cost?
$3.49 a month or $29.99 a year, with everything included. You cannot subscribe yet because the app has not launched, but the prices are published in advance rather than revealed at a paywall.
When does the international app launch?
No date has been committed to. It is in build for the United States and the United Kingdom first, on iPhone and Android, with European territories following once the compliance work is complete. There is no waitlist — this site will simply say when it is out.
What is the difference between this and the Indian app?
The Indian app reads Gmail transaction alerts with consent, prices in rupees, and includes calculators for Indian instruments like EMI, SIP, PPF and EPF. The international app does none of those: it is manual, voice and receipt entry, priced in dollars, pounds or euros, with net worth and a FIRE projection.
Does it connect to my bank?
No, and it will not. No Plaid, no open banking, no aggregation. See the security page for what that trade actually costs you and what it buys.
Will it read my email like the Indian version?
No. Gmail parsing is India-only and is not planned for any other market. The restriction is enforced on the server, not by hiding a button in the app.
Which currencies does it support?
One per account — US dollars, pounds sterling or euros, chosen when you sign up. There is no conversion and no exchange rate. If you earn in two currencies or move country, the first release will not serve you well, and that is worth knowing before you subscribe.
Is there an Android version?
Yes, from launch. Both iPhone and Android. Several of the closest competitors are iPhone-only, which we think is a mistake in markets where Android is a third to a half of phones.
What is a FIRE projection?
FIRE stands for financial independence, retire early. The projection reads your net worth and your spending and works out the year your investments could cover your costs without you working. Our FIRE calculator runs the same arithmetic in a browser, free and without an account.
Does it track Apple Pay automatically?
Not in the first release. iOS has no Apple Pay transaction API — apps that claim this rely on a Shortcuts automation the user configures themselves, which captures only Wallet taps and has been unreliable across recent iOS versions. There is no Android equivalent at all. It is under consideration for a later release once it can be made to work properly.
Can I import from Mint, YNAB or a spreadsheet?
Import is not confirmed for the first release. If it matters to you, say so — hello@tldrmoney.in — because that kind of message is what decides the order these things get built in.
Do the calculators need an account?
No. All ten are free, complete, and ask for nothing. They work without the app existing.
Last reviewed 20 August 2026.