Comparison

TLDR Money vs Mint

Mint (discontinued) is the free, ad-supported tracker Intuit shut down and folded into Credit Karma. Here is how the two actually differ, including where Mint is the better choice.

Read this first: TLDR Money International has not launched. Mint no longer exists either, which makes this a comparison of two apps you cannot currently buy — it is here because people still search for a replacement. Everything below describes what TLDR Money will do at launch, at prices already committed to. If you need something this month, one of the other apps in this cluster is the one that exists.

Side by side — verified 21 August 2026
	TLDR Money	Mint
Monthly	$3.49	—
Annual	$29.99	Shut down
Free tier	Undecided	Was free
Connects to your bank	No, by design	Was yes
Android	Yes	Was yes
Net worth tracking	Yes	Was yes
FIRE projection	Yes	No
Available today	No — in build	Yes

Prices for Mint verified 21 August 2026 and change without notice — check their own pricing page before deciding. Ours are the prices the app will launch at.

What Mint does better

Mint was free, and for well over a decade it was how most people in the US tracked their money. Nothing since has matched its reach. It is on this page because people still search for a replacement, not because it is a live option.

Where it is weaker

It no longer exists. It is also the clearest illustration of what "free" costs in this category: Mint was funded by advertising and by referring users to financial products, which is precisely the arrangement we refuse.

What TLDR Money does that Mint does not

A financial independence projection. Mint tells you where your money went. TLDR Money connects that to the year your investments could cover your spending permanently — the same arithmetic as our free FIRE calculator, running on your real numbers rather than estimates.

Net worth in the same app. Assets and liabilities you maintain, feeding straight into that projection.

Choose Mint if

Nothing — it is gone. This page exists to help you choose what comes next.

Choose TLDR Money if

You want your spending, your net worth and your financial independence date in one place; you would rather not hand any app your banking credentials; and you can wait for it to launch.

Common questions

What happened to Mint?

Intuit discontinued it and directed users toward Credit Karma, which is a different product with a different purpose. The migration disappointed a lot of people, mainly because Credit Karma is not a budgeting app.

What is the closest free replacement for Mint?

There is no true equivalent, because Mint was free for a reason: advertising and product referrals paid for it. The honest answer is that a replacement is either paid, or funded the same way Mint was. Goodbudget and EveryDollar have real free tiers if free is the requirement.

Is TLDR Money a Mint replacement?

Not a direct one. Mint linked your accounts and imported everything automatically; TLDR Money deliberately does not link to banks. If automatic import is what you miss most about Mint, Monarch or Quicken Simplifi are much closer replacements.

In the meantime

The calculators are free and need no account

Ten of them, including the FIRE calculator that powers the projection described above. No email address, no signup, no limit.

Not out yet. TLDR Money International is in build for the United States and the United Kingdom first, on iPhone and Android.

Last reviewed 21 August 2026. Competitor pricing verified 21 August 2026 against published sources and subject to change without notice.